Mr. Ridder is a graduate of Midland University, with a BSBA degree in Management. American National Bank also has loan production offices in Kansas and Texas. For more information, visit www.

“Optimism is the faith that leads to achievement,” said the current president of P.E.O., Maria Baseggio, at the International Convention that recently took place in Dallas, Texas. It is that. P.E.O.

Unofficial U.S. Department of agriculture data shows that in 2008, the latest year for which figures are available, Texas received more than $49,000 in loan program money, nearly all of that paid out.

"It is time for Midland, Odessa and other West Texas cities to step up and protect their residents from predatory payday and auto title loans," Craddick and Villarreal wrote in a March 31 op-ed column.

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But that’s not the case in Midland. Listen Listening. Millennials have been slow to accumulate wealth, thanks to student loan debt and a sagging economy, so buying a home may be the last thing on.

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Midland Mortgage is a division of a federally chartered savings association headquartered in Oklahoma City, which offers friendly service to customers nationwide.

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