Fannie Mae Minimum Loan Amount Fannie Mae and Freddie Mac Baseline Limit Will Increase to $453,100. median home values generally increased in high-cost areas in 2017, driving up the maximum loan limits in many areas. The new ceiling loan limit for one-unit properties in most high-cost areas will be $679,650 – or 150 percent of $453,100.

These higher loan limits are intended to provide lenders with much-needed liquidity in the highest cost areas of the country, while also lowering mortgage financing costs for borrowers located in these areas. For additional details on requirements for super conforming mortgages refer to Guide Chapter 4603, Super Conforming Mortgages.

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit LimitTwo-Unit Limit Three-Unit Limit Four-Unit Limit Fannie Mae and Freddie Mac Maximum Loan.

Limits for multiple-unit properties are fixed multiples of the 1-unit limits. The full set of county-level median price estimates for the year just prior to the loan-limits year are available in the downloadable mortgage limits dataset accessible via the link found at the bottom of this page.

conforming loan Fannie Mae Loan After Short Sale Get a Mortgage After a Short Sale in 2019.. Fortunately, the opportunity to purchase a home again after a short sale is becoming much easier. Fannie Mae recently reduced the waiting period from 4 years to 2 years for significant derogatory events, such as a short sale. If 2 years has already passed since your short sale (or if you intend to.