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No income, no asset – Wikipedia – A NINJA loan is a nickname for very low-quality subprime loans.. documentation the mortgage originator required. It was described as a no income , no job,

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 · A NINJA loan is a slang term for a loan extended to a borrower with "no income, no job and no assets." NINJA loans have largely ceased to exist.

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FHA Loan Answers: New Job Income – FHANewsBlog.com – FHA Loan Answers: New Job Income. Many FHA loan applicants want to know if taking a new job will affect their chances at FHA loan approval. FHA loan rules are designed to help guide loan officers through the qualification process for a variety of scenarios including those where the borrower may have “projected income” that could be factored into the borrower’s debt-to-income ratio.

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The Student Loan Trap – For every semester of classes, Spangler took out student loans. When he left-without a degree. When Spangler tried to get a job in law enforcement, he met all the requirements, but was denied.

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