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Microfinance – Credit Lending Models – One example of the Group Model is "Joint Liability". When a group takes out a loan, they are jointly liable to repay the loan when one of the group’s members defaults on the repayments. Several resources for the group model can be found in the Capacity Building for Microfinance section.

Terms from 12 to 84 months; For 12 to 60 month term, minimum loan is $5,000, maximum RV age is 5 model years (including current year); For 61 to 72 month.

Loan Model 3 – VALIC | The Variable Annuity Life Insurance. – Loan Modeling Terms. Maximum Loan Amount – Displays the maximum loan possible on the account. The calculation is based upon regulatory guidelines that govern which accounts can be used in the calculation and what percentage of the value of the account can be borrowed.

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