How to Lock in a Mortgage Rate: 12 Steps (with Pictures. –  · How to Lock in a Mortgage Rate. A mortgage rate lock is a written agreement between a homebuyer and a lender that guarantees the mortgage interest rate according to certain conditions. Since interest rates can change from day to day, it is.

So a good way to predict which way mortgage rates are headed is to look at the 10-year bond yield. You can find it on finance websites alongside other stock tickers, or in the newspaper. If it’s moving higher, mortgage rates probably are too. If it’s dropping, mortgage rates may be improving as well.

Rate Good 4.5 Mortgage Is A – Baygroupmagazines – Goldman Sachs: Mortgage interest rates will rise to 5.5% by. – The most recent data from Freddie Mac shows that the average interest rate for a 30-year, fixed-rate mortgage is around 4.15%, but interest rates are going to increase by a significant margin over.

Should I be satisfied with 4.125% for Conventional 30yr Fixed – That is the rate I was quoted from both Chase and Wells Fargo through Pre-approval for a $250,000 loan. FHA rate was 3.75% My median credit score they used was 800. I know this is a good score, which is why I was expecting a lower rate. I am considering more shopping around, but wanted some input from others on the 4.125%.

Is 4.5% a good Mortgage rate for FHA loan? : personalfinance – I would wait until you can show rent as income on a tax return before you try to refinance. Like others said, 4.5% is not a bad rate all things considered, the best rates out there for FHA loans are like 3.5% or higher. My wife and I bought a cheaper home recently with income similar to yours and we got a rate just under 4%.

Mortgage Interest Rates Seattle Vantage Mortgage Seattle Washington – Vantage Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Seattle, serving Oregon and Washington consumers exclusively. Vantage is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution, results in the best mortgage experience today.

Is an interest rate of 4.75% reasonable in the current market? Asked by Kristen Sports, Fort Worth, TX Wed Mar 30, 2011. We are first time home buyers and have been pre approved for a VA Loan for $180,000 but are going to spend much less than that, around $130,000.

It’s not uncommon to be pitched an adjustable-rate mortgage when you’re looking for a fixed loan, simply because the ultra-low rate and payment will sound enticing.Or told the 30-year fixed is a no-brainer, even though you plan to move in just a few years. 6. Consider banks, online lenders, credit unions, and brokers

Average Mortgage Interest Rate 2018 Current average reverse mortgage rates and HECM rate trends for traditional HECMs, HECM for. Below you'll find the latest average interest rates for home equity conversion Mortgages, the most common. December-2018, 5.04%, 4.67 %.Fha 30 Year Rate . interest rate for 30-year fixed-rate mortgages with jumbo loan balances (greater than $484,350) decreased to 4.21 percent from 4.35 percent. “There was a tremendous surge in overall applications.