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at Grace Gardens Funeral Home, 8220 Woodway Drive. Ty was born July 23, 1975 in Clovis, New Mexico to John Willie Tatum and Marian Meaders Tatum. He grew up in Monahans, Texas. Ty attended Baylor.

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Home buyers who make a down payment of less than 20 percent need to pay private mortgage insurance (PMI), which protects their lenders in case they default on the loan but adds to the. a home with.