I see this loan-versus-cash-bid scenario play out every day. And it’s not just Plano. It’s happening across Texas, where the real estate market is hot and inventory only stands for 35 days, but you.

Texas also has limits on home-equity loans that helped avoid the worst of the housing crash. In 1999, the state even sued three payday lenders and won $1 million for borrowers. “Businesses that break.

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The purchasers defaulted on all of the mortgage loans. richardson, 37, of Plano, Texas, pleaded guilty on May. Jan. 2010 to 6 months in federal prison to be followed by 6 months home confinement.

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The homes then went to buyers who had been fraudulently qualified for loans. in Plano and at her office in Frisco, according to prosecutors. Those companies were Silver Key Financial, LDS Lakehill.

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Yun warns that the cost of a fixed-rate 30-year home loan could be 6.5 percent by 2016. That would add about $250 a month to the payments on a mid-priced North Texas home. And along with raising the.

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