A loan backed by the U.S. Small Business Administration (SBA) can be the least expensive way to get capital for many small businesses. They typically offer small businesses lower interest rates and longer terms than other financing options.

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Principal and interest are based on a fixed-rate mortgage. If you’ll be using an adjustable-rate mortgage, this amount only applies to the fixed period. See note 1. Use the calculator below to update your estimated monthly payment.

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