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Should Texas loosen lending laws that shielded the state from foreclosures? – the Texas Association of Realtors had insisted that home equity loans should always have a thicker layer of protections, because a rash of foreclosures could be bad for the entire market. This year,

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How Texas escaped the real estate crisis – even those with bad credit, to use their home equity like an ATM. But not in Texas. There, cash-outs and home-equity loans cannot total more than 80 percent of a home’s appraised value. There’s a.

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The cash-out refinance mortgage or a home equity loan can both. is so low ( less than 60 percent of her home vale) and her credit is excellent.