Mortgage Modification | Eligibility Guidelines | Mortgage. – Details about a few of the mortgage modification programs you may be eligible for.

Saving My Home – IHDA – If you are having trouble paying your mortgage and have experienced a 15% reduction in. mortgage assistance through the illinois hardest hit fund program .

HARP | Federal Housing Finance Agency – The program allows homeowners who have seen a drop in their home value and are underwater refinance into better mortgage terms. Through HARP, you can get a lower interest rate, get a shorter loan term or change from an adjustable to a fixed-rate mortgage.

In addition to federal government mortgage assistance, some private lender and state programs exist to help homeowners overcome mortgage hardships. california has five such programs and helps.

House Loan Qualification 203K Loan – What are FHA 203k Loans? | Zillow – Getting a Mortgage Loan for a Fixer-Upper: A Primer on FHA 203k Loans. The idea of buying a fixer-upper and turning it into your dream abode can seem so perfect – every nook and cranny just to.

Federal Housing Assistance for Low-Income Households. – In 2014, the federal government provided about $50 billion in housing assistance specifically designated for low-income households. That assistance-which is made available both through spending programs and preferential tax treatment-increased by about 15 percent in real (inflation-adjusted) terms between 2000 and 2003.

USDA loan – A loan program guaranteed by the U.S. Department of. Require lower credit score than conventional mortgages; Low down.

Federal Housing Loans Urban Housing And Development The area median income for the San Antonio-New Braunfels metropolitan area is $66,800, according to the U.S. Department of Housing and Urban Development. Of the $1 million, $650,000 will go toward.