Has an adjustable-rate loan available with no down payment for first-time home buyers. offers FHA, USDA and VA mortgages, as well as fixed-rate home equity lines of credit.

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0 Apr Home Loans Mortgage Rates and Loan Options | Navy Federal Credit Union – 3 All Choice loans rates quoted above require a 1.00% loan origination fee. The origination fee may be waived for a 0.25% increase in the interest rate. All Choice loans are subject to a funding fee of 1.75% of the loan amount. This funding fee can be financed into the loan up to a maximum of 101.75% LTV. Purchase loans require no down payment.

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