Usda Rural Housing Phone Number Fha Loan guarantee fha requirements for Home Equity Conversion Mortgage Loans – fha-insured hecm loan, but the truth is any property that meets the other fha requirements listed here may be used, regardless of the status of the original loan-conventional, subprime, VA-guaranteed or FHA-guaranteed.Mortgage Programs texas fha program Guidelines FHA HUD $100 Down Program – FHA Mortgage Source – Flexible credit qualifying under normal fha guidelines. Low secure fixed interest rates, just like the regular FHA program. $100 down payment instead of the usual 3.5% minimum fha requirement. eligible for up to $5,000 in escrowed repairs. HUD can also pay buyers closing costs as part of the contract negotiations.