HUD.gov / U.S. Department of Housing and Urban Development (HUD) – Buying a Home Thinking about buying a home?. Let FHA help you (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!) HUD’s special homebuying programs good neighbor Next Door.

FHA Tightens Underwriting Requirements – It’s estimated that about 4 to 5 percent of all FHA loans. just means the application will need a closer look.” Lacy says.