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Mortgage rates showed no clear direction in the Houston area this week. Benchmark 30-year rate slides in Houston. According to Bankrate’s national survey of large lenders, the average rate on.

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Best Mortgage Rates & Lenders of 2019 | U.S. News –  · Mortgage points are a fee you can pay at the start of the mortgage to lower your interest rate for the duration of your fixed-rate mortgage. Each point costs 1% of your total loan amount. The interest rate reduction depends on the lender, but it is common to lower your interest rate by 0.25% in exchange for every point purchased.