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Best mortgage lenders – Which? – However, while these providers are great all-rounders, the best mortgage lender for you will depend on your individual circumstances – for example, some lenders are more willing to give mortgages to self-employed homebuyers, while others specialise in guarantor mortgages or solutions for people with a poor credit rating.

Others may participate in various types of home loan programs that have different pricing. So it's important to shop around to find the one that's the best fit for you.