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A loan calculator is a simple tool that will allow you to predict how much a personal loan will cost you as you pay it back every month. It’s quite simple: You provide the calculator with some basic information about the loan, and it does the math and spits out your monthly payment.

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Study: Pittsburgh No. 1 market for first-time homebuyers – A survey by Bankrate.com said Pittsburgh tops the list. 41% are afraid of a burdensome mortgage payment. 76% say student loan or credit card debt is preventing them from buying a home.

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