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  1. – If you’re considering a 30-year fixed-rate FHA mortgage, the most common type of mortgage for first-time home buyers, my rates are unbeatable.Whether you’re just starting to shop for a home loan or you’re ready to get pre-approved, I’ll give you all your FHA mortgage options, including no closing cost options.

    Mortgage rates are dropping to new lows. May could provide some of the lowest rates seen since early 2018 or even late 2017. This is the chance mortgage rate shoppers have been waiting for.

    –  · The advertised rates for 30-year fixed FHA products are based on an assumed base loan amount of $289,500.00, $300,000.00 purchase transaction of primary residence, a 780 FICO score with a loan-to-value ratio of 96.5% maximum (3.5% Down-Payment) on a primary single family home.

    More Americans are paying mortgages on time – It’s a real estate and social barometer that doesn’t get a lot of publicity, but it’s important: More Americans are paying their mortgages on time today. Yet even at 8.65 percent, the current FHA.