The 15-year fixed-rate loan was originated by Wells Fargo Multifamily Capital and structured as a direct purchase of tax-exempt and taxable bonds issued through the New York State Housing Finance.

The average rate. a home or refinance. Mortgage buyer Freddie Mac said Thursday that the rate on the 30-year home loan was unchanged at 3.87 percent. That’s the lowest level since long-term.

says that homeowners need to make sure they fit their mortgage refinance into their overall financial plans. "If your intent is to pay off the house quickly, you may be better off with a short-term.

How 15-Year Fixed Mortgage Rates Stack Up Against Other Mortgage Rates . Mortgage rates tend to be lower with 15-year fixed mortgages than 30-year fixed mortgage rates because lenders take into consideration that you’ll pay back the loan in a shorter amount of time.

Current Interest Rate Fha Loan The HBI Weekly Composite shows you the current FHA mortgage rates being. It's a good starting point for your research, as you compare your loan options.. gather interest-rate data from 35 FHA-approved lenders across the United States.

The following chart shows the average interest rate for 30 year and 15 year fixed rate mortgages over the last number of weeks. The following charts show the Purchase Index, Refinance Index and Market.

I could likely lock in at less than 3% on a 15-year fixed-rate. with the higher interest rate. If you do refinance, you would get a lower rate of interest, and you could make additional principal.

Fha Rates Vs Conventional Two of the most common loans are conventional loans and FHA loans.. A conventional loan, or conforming loan, is a mortgage that is not backed. It typically has a fixed rate and term, the most common being 30-year fixed.

investors might be able to refinance into another 15-year (from an original 20- or 30-year deal) and have lower monthly payments even with their costs rolled into the loan. Mortgage rates I grabbed.

Current Lowest Mortgage Rates CoreLogic Loan Performance Insights Finds Overall U.S. Mortgage Delinquency and Foreclosure Rates Lowest for May in 12 Years – . rate was the lowest for that month since 2007, when it was 1.6 percent. Since early-stage delinquencies can be volatile, CoreLogic also analyzes transition rates. The share of mortgages that.

Fixed mortgage rates fell once again to a record low, offering a great opportunity for those who can afford to buy or refinance homes. The average on the 15-year fixed mortgage ticked down to 3.16.

"Refinance volume. Even though the interest rate for fha-backed 30-year frm increased one basis point to 3.72, points decreased to 0.47 from 0.59 and the effective rate decreased from the previous.

US 15 Year Mortgage Rate is at 4.01%, compared to 4.05% last week and 3.18% last year. This is lower than the long term average of 5.50%. US 15 Year Mortgage Rate Chart. US 15 Year Mortgage Rate historical data. view and export this data going back to 1991.

The following chart shows the average interest rate for 30 year and 15 year fixed rate mortgages over the last number of weeks. The following charts show the Purchase Index, Refinance Index and Market.